Top Flexi Cap Mutual Funds with Highest SIP Returns Over 7 Years
Flexi cap mutual funds offer dynamic investment opportunities by allowing fund managers to invest across large-cap, mid-cap, and small-cap stocks based on market trends. As of July 20, 2025, here are the top 5 flexi cap funds that have delivered the best SIP returns in the last 7 years:
Quant Flexi Cap Fund
- 7-Year Annualised Return: 25.69%
- Assets Under Management (AUM): ₹7,326 crore
- Net Asset Value (NAV): ₹109.92
- Expense Ratio: 0.61%
- Min SIP: ₹1,000 | Min Lump Sum: ₹5,000
- SIP Wealth Growth: ₹17,000/month grew to ₹35.61 lakh
HDFC Flexi Cap Fund
- 7-Year Annualised Return: 23.17%
- AUM: ₹79,585 crore
- NAV: ₹2,158.19
- Expense Ratio: 0.72%
- Min SIP: ₹500 | Min Lump Sum: ₹1,000
- SIP Wealth Growth: ₹17,000/month grew to ₹32.58 lakh
JM Flexicap Fund
- 7-Year Annualised Return: 22.80%
- AUM: ₹6,144 crore
- NAV: ₹111.51
- Expense Ratio: 0.49%
- Min SIP: ₹500 | Min Lump Sum: ₹1,000
- SIP Wealth Growth: ₹17,000/month grew to ₹32.15 lakh
Parag Parikh Flexi Cap Fund
- 7-Year Annualised Return: 22.63%
- AUM: ₹1,10,392 crore
- NAV: ₹91.94
- Expense Ratio: 0.63%
- Min SIP: ₹1,000 | Min Lump Sum: ₹1,000
- SIP Wealth Growth: ₹17,000/month grew to ₹31.96 lakh
Franklin India Flexi Cap Fund
- 7-Year Annualised Return: 20.73%
- AUM: ₹19,365 crore
- NAV: ₹1,824.27
- Expense Ratio: 0.89%
- Min SIP: ₹500 | Min Lump Sum: ₹5,000
- SIP Wealth Growth: ₹17,000/month grew to ₹29.87 lakh
Conclusion:
Flexi cap funds are a solid option for investors seeking diversified equity exposure. With consistent SIP investments, investors have seen impressive wealth creation. However, returns may vary and it’s essential to align investments with long-term goals and risk appetite.
